Raise your crops and set your roots in the right spot. 

The right farmland in Central Illinois for your operation is only a loan away. 

Benefits You’ll Love 

  • Competitive rates for your farmland need
  • Options for purchase or refinance
  • Repayment terms consistent with your operations
  • Lenders with knowledge of local farming standards 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates of Deposit

Please call your local branch to get a list of our current offerings and rates.

Individual Retirement Account (IRA): Same as Above. All rates and Annual Percentage Yields (APYs) are accurate as of the effective date. You may request additional information concerning the fees and terms applicable to the advertised accounts. Penalty for early withdrawal.

A penalty applies for early withdrawal.

Checking & Savings Accounts

Account Minimum Required balance to open and obtain APY Interest Rate APY
Regular Savings $1 0.25% 0.25%
NOW Accounts $500 0.25% 0.25%

Christmas Club Account

Minimum Required balance to open Interest Rate APY
$1 0.25% 0.25%

Kasasa Cash*

Tier Interest Rate APY
0 - $25,000 3.93% 4.00%
$25,000+ 0.25% 4.00% - 1.00%
All balances if qualifications aren't met 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*

Tier Interest Rate APY
0 - $25,000 1.98% 2.00%
$25,000+ 0.25% 2.00% - 0.60%
All balances if qualifications aren't met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements 

It's no problem if you miss a qualification cycle. You can get back to earning rewards the very next month you qualify.

Money Market Account

Tier Interest Rate APY
$1,000 - $9,999.99 0.25% 0.25%
$10,000+ 0.25% 0.25%

Manage Your Money with a Tap