Make purchases faster, safer, and rewarding with a MasterCard®.
Carry your credit card in your physical or digital wallet to buy around Central Illinois and beyond. Think a credit card is just for buying? You can even save as you earn points with specific cards. Explore our credit card options to find the best card for you and start building your credit.
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Personal Card - Low Rate
Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
Personal Card – World; Preferred Points Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months. 1
- Competitive ongoing APR. 1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
- Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
MasterCard Benefits
Extraordinary benefits with MasterCard include:
- Concierge Service2
- Price Protection
- Baggage Delay Insurance
- Car Rental Collision Damage Waiver Insurance
- Extended Warranty
- Travel Assistance
- Roadside Assistance
- Purchase Assurance
- Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
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