Get the best of both checking and savings for your balance
Saving doesn’t have to be a one-way street. A money market gives you the flexibility of checking with the earnings of savings.
Benefits You’ll Love
- Free digital banking designed for your everyday
- Higher balances earn higher rates
- Enhanced access to funds
- Ability to avoid the $5 monthly maintenance fee
- Competitive, tiered interest rates
- Avoid the $5 monthly maintenance fee by maintaining a $1,000 minimum daily balance
- Maintain access to funds:
- Unlimited transactions made in-person, by mail, or at a bank-owned ATM
- Up to 6 free withdrawals allowed per month made via check, debit card, ACH debit, online banking, and phone transfers
- Free digital banking
- $1,000 minimum deposit to open
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
Please call your local branch to get a list of our current offerings and rates.
Individual Retirement Account (IRA): Same as Above. All rates and Annual Percentage Yields (APYs) are accurate as of the effective date. You may request additional information concerning the fees and terms applicable to the advertised accounts. Penalty for early withdrawal.
A penalty applies for early withdrawal.
Checking & Savings Accounts
| Account | Minimum Required balance to open and obtain APY | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $1 | 0.25% | 0.25% |
| NOW Accounts | $500 | 0.25% | 0.25% |
Christmas Club Account
| Minimum Required balance to open | Interest Rate | APY |
|---|---|---|
| $1 | 0.25% | 0.25% |
Kasasa Cash*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $25,000 | 3.93% | 4.00% |
| $25,000+ | 0.25% | 4.00% - 1.00% |
| All balances if qualifications aren't met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $25,000 | 1.98% | 2.00% |
| $25,000+ | 0.25% | 2.00% - 0.60% |
| All balances if qualifications aren't met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
It's no problem if you miss a qualification cycle. You can get back to earning rewards the very next month you qualify.
Money Market Account
| Tier | Interest Rate | APY |
|---|---|---|
| $1,000 - $9,999.99 | 0.25% | 0.25% |
| $10,000+ | 0.25% | 0.25% |